Plasma One: $10.00THORWallet Card: $-15.00on $1,000/mo abroad
Plasma One vs THORWallet Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Plasma One 2% back minus 1% FX = $10.00; THORWallet Card 0% back minus 1.5% FX = $-15.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)2%0%
FX on non-USD1%1.5%
Cashback limits2% on first $500/mo, then 0.1%not stated
Cost$10 deposit (card fee in some regions), no XPL lock$5 one-off
Payoutweekly on Thursdays in XPL, pending a few dayspaid in USDC; 0.5% capped $5,000/mo spend
Regions150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VESwiss IBAN account
Annual feeLite $0 (region price may apply) / Core $199/yr or 20k XPL lock / Platinum 100k XPL lock during promo, 150k afterBasic free / Premium $124 one-off ($99 with a referral code)
ATMCash advance: none$1 + 0.95% (Basic) / $1 + 0.65% (Premium)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Plasma One, THORWallet Card.
Questions answered
Which pays more cashback, Plasma One or THORWallet Card?
Plasma One pays 2% on the base tier, THORWallet Card pays 0%. Limits: Plasma One 2% on first $500/mo, then 0.1%; THORWallet Card not stated.
Which has lower FX fees, Plasma One or THORWallet Card?
Plasma One charges 1% on non-USD purchases, THORWallet Card charges 1.5%. Published fees only, no receipt data for this pair yet.
Can I get both Plasma One and THORWallet Card where I live?
Plasma One: 150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE. THORWallet Card: Swiss IBAN account.