0% back1.5% FXissuer help center
THORWallet Card: fees & cashback
Source: issuer help center, checked 04 Nov 2026.
Cashback0% Basic / up to 0.5% Premium
FX / conversionBy terms
Annual feeBasic free / Premium $124 one-off ($99 with a referral code)
Issuance$5 one-off (free with invite code)
Top-upUSDC 0% (Card); 1% crypto+FX (IBAN Mastercard)
ATM$1 + 0.95% (Basic) / $1 + 0.65% (Premium)
RegionsSwiss IBAN account
Bonus: Non-custodial, Swiss IBAN, multi-chain
Note: Niche product; fees in swap layer
Tiers by plan
TierCashbackFXCapCost
Basic0%1.5%$5 one-off
Premium0.5%1.5%first $5,000/mo$124 one-off
Source: issuer help center, checked 04 Nov 2026.
Questions answered
What cashback does THORWallet Card pay?
0% Basic / up to 0.5% Premium
Does THORWallet Card charge a foreign exchange fee?
By terms Listed FX on non-USD spend: 1.5%.
What does THORWallet Card cost?
Annual fee: Basic free / Premium $124 one-off ($99 with a referral code). Issuance: $5 one-off (free with invite code).
Where is THORWallet Card available?
Swiss IBAN account
Real receipts
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