Gemini Credit: $10.00THORWallet Card: $-15.00on $1,000/mo abroad
Gemini Credit vs THORWallet Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Gemini Credit 1% back minus 0% FX = $10.00; THORWallet Card 0% back minus 1.5% FX = $-15.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)1%0%
FX on non-USD0%1.5%
Cashback limitsnot statednot stated
Costnot stated$5 one-off
Payoutpaid in crypto, usually within minutespaid in USDC; 0.5% capped $5,000/mo spend
RegionsUSASwiss IBAN account
Annual feeNo annual feeBasic free / Premium $124 one-off ($99 with a referral code)
ATMCash advance: $10 or 3%, whichever is greater$1 + 0.95% (Basic) / $1 + 0.65% (Premium)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Gemini Credit, THORWallet Card.
Questions answered
Which pays more cashback, Gemini Credit or THORWallet Card?
Gemini Credit pays 1% on the base tier, THORWallet Card pays 0%. Limits: Gemini Credit not stated; THORWallet Card not stated.
Which has lower FX fees, Gemini Credit or THORWallet Card?
Gemini Credit charges 0% on non-USD purchases, THORWallet Card charges 1.5%. Published fees only, no receipt data for this pair yet.
Can I get both Gemini Credit and THORWallet Card where I live?
Gemini Credit: USA. THORWallet Card: Swiss IBAN account.