Ethena Pay: $30.00THORWallet Card: $-15.00on $1,000/mo abroad
Ethena Pay vs THORWallet Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Ethena Pay 4% back minus 1% FX = $30.00; THORWallet Card 0% back minus 1.5% FX = $-15.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)4%0%
FX on non-USD1%1.5%
Cashback limits4% on first $2,500/mo, 1% to $4,000, 0% above; under $1 nothingnot stated
Costfree$5 one-off
Payoutpaid in AVAX daily; under $1 purchases earn nothingpaid in USDC; 0.5% capped $5,000/mo spend
RegionsAbout 50 countries (not US, EU, UK, Russia)Swiss IBAN account
Annual feeFreeBasic free / Premium $124 one-off ($99 with a referral code)
ATM$1 + 0.65%$1 + 0.95% (Basic) / $1 + 0.65% (Premium)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Ethena Pay, THORWallet Card.
Questions answered
Which pays more cashback, Ethena Pay or THORWallet Card?
Ethena Pay pays 4% on the base tier, THORWallet Card pays 0%. Limits: Ethena Pay 4% on first $2,500/mo, 1% to $4,000, 0% above; under $1 nothing; THORWallet Card not stated.
Which has lower FX fees, Ethena Pay or THORWallet Card?
Ethena Pay charges 1% on non-USD purchases, THORWallet Card charges 1.5%. Published fees only, no receipt data for this pair yet.
Can I get both Ethena Pay and THORWallet Card where I live?
Ethena Pay: About 50 countries (not US, EU, UK, Russia). THORWallet Card: Swiss IBAN account.