Bitpanda Card: $10.00THORWallet Card: $-15.00on $1,000/mo abroad
Bitpanda Card vs THORWallet Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Bitpanda Card 1% back minus 0% FX = $10.00; THORWallet Card 0% back minus 1.5% FX = $-15.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)1%0%
FX on non-USD0%1.5%
Cashback limitsonly when paying in cryptonot stated
Costfree$5 one-off
Payoutpaid in the crypto you spent, up to 15 days; stablecoins earn nothingpaid in USDC; 0.5% capped $5,000/mo spend
RegionsEurozone only (not Cyprus)Swiss IBAN account
Annual feeFreeBasic free / Premium $124 one-off ($99 with a referral code)
ATM2% (min EUR 2)$1 + 0.95% (Basic) / $1 + 0.65% (Premium)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Bitpanda Card, THORWallet Card.
Questions answered
Which pays more cashback, Bitpanda Card or THORWallet Card?
Bitpanda Card pays 1% on the base tier, THORWallet Card pays 0%. Limits: Bitpanda Card only when paying in crypto; THORWallet Card not stated.
Which has lower FX fees, Bitpanda Card or THORWallet Card?
Bitpanda Card charges 0% on non-USD purchases, THORWallet Card charges 1.5%. Published fees only, no receipt data for this pair yet.
Can I get both Bitpanda Card and THORWallet Card where I live?
Bitpanda Card: Eurozone only (not Cyprus). THORWallet Card: Swiss IBAN account.