RedotPay Card: $-12.00Gnosis Pay: $0.00on $1,000/mo abroad
RedotPay Card vs Gnosis Pay
Arithmetic on published base numbers, $1,000 of non-USD spend a month: RedotPay Card 0% back minus 1.2% FX = $-12.00; Gnosis Pay 0% back minus 0% FX = $0.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)0%0%
FX on non-USD1.2%0%
Cashback limitsnot statedcashback programme ended 30 Sep 2026
Cost$10 virtual / $100 physicalcard stops working 20 Dec 2026
Payoutnot statednot stated
Regions100+ countries (virtual)EEA
Annual feeFreeFree
ATM2% (3% above $10k/mo, USD card)2% after 5 free / 200/mo
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: RedotPay Card, Gnosis Pay.
Questions answered
Which pays more cashback, RedotPay Card or Gnosis Pay?
RedotPay Card pays 0% on the base tier, Gnosis Pay pays 0%. Limits: RedotPay Card not stated; Gnosis Pay cashback programme ended 30 Sep 2026.
Which has lower FX fees, RedotPay Card or Gnosis Pay?
RedotPay Card charges 1.2% on non-USD purchases, Gnosis Pay charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both RedotPay Card and Gnosis Pay where I live?
RedotPay Card: 100+ countries (virtual). Gnosis Pay: EEA.