Plasma One: $10.00RedotPay Card: $-12.00on $1,000/mo abroad
Plasma One vs RedotPay Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Plasma One 2% back minus 1% FX = $10.00; RedotPay Card 0% back minus 1.2% FX = $-12.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)2%0%
FX on non-USD1%1.2%
Cashback limits2% on first $500/mo, then 0.1%not stated
Cost$10 deposit (card fee in some regions), no XPL lock$10 virtual / $100 physical
Payoutweekly on Thursdays in XPL, pending a few daysnot stated
Regions150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE100+ countries (virtual)
Annual feeLite $0 (region price may apply) / Core $199/yr or 20k XPL lock / Platinum 100k XPL lock during promo, 150k afterFree
ATMCash advance: none2% (3% above $10k/mo, USD card)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Plasma One, RedotPay Card.
Questions answered
Which pays more cashback, Plasma One or RedotPay Card?
Plasma One pays 2% on the base tier, RedotPay Card pays 0%. Limits: Plasma One 2% on first $500/mo, then 0.1%; RedotPay Card not stated.
Which has lower FX fees, Plasma One or RedotPay Card?
Plasma One charges 1% on non-USD purchases, RedotPay Card charges 1.2%. Published fees only, no receipt data for this pair yet.
Can I get both Plasma One and RedotPay Card where I live?
Plasma One: 150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE. RedotPay Card: 100+ countries (virtual).