Plasma One: $10.00Gnosis Pay: $0.00on $1,000/mo abroad
Plasma One vs Gnosis Pay
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Plasma One 2% back minus 1% FX = $10.00; Gnosis Pay 0% back minus 0% FX = $0.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)2%0%
FX on non-USD1%0%
Cashback limits2% on first $500/mo, then 0.1%cashback programme ended 30 Sep 2026
Cost$10 deposit (card fee in some regions), no XPL lockcard stops working 20 Dec 2026
Payoutweekly on Thursdays in XPL, pending a few daysnot stated
Regions150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VEEEA
Annual feeLite $0 (region price may apply) / Core $199/yr or 20k XPL lock / Platinum 100k XPL lock during promo, 150k afterFree
ATMCash advance: none2% after 5 free / 200/mo
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Plasma One, Gnosis Pay.
Questions answered
Which pays more cashback, Plasma One or Gnosis Pay?
Plasma One pays 2% on the base tier, Gnosis Pay pays 0%. Limits: Plasma One 2% on first $500/mo, then 0.1%; Gnosis Pay cashback programme ended 30 Sep 2026.
Which has lower FX fees, Plasma One or Gnosis Pay?
Plasma One charges 1% on non-USD purchases, Gnosis Pay charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both Plasma One and Gnosis Pay where I live?
Plasma One: 150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE. Gnosis Pay: EEA.