Plasma One: $10.00Gemini Credit: $10.00on $1,000/mo abroad
Plasma One vs Gemini Credit
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Plasma One 2% back minus 1% FX = $10.00; Gemini Credit 1% back minus 0% FX = $10.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)2%1%
FX on non-USD1%0%
Cashback limits2% on first $500/mo, then 0.1%not stated
Cost$10 deposit (card fee in some regions), no XPL locknot stated
Payoutweekly on Thursdays in XPL, pending a few dayspaid in crypto, usually within minutes
Regions150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VEUSA
Annual feeLite $0 (region price may apply) / Core $199/yr or 20k XPL lock / Platinum 100k XPL lock during promo, 150k afterNo annual fee
ATMCash advance: noneCash advance: $10 or 3%, whichever is greater
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Plasma One, Gemini Credit.
Questions answered
Which pays more cashback, Plasma One or Gemini Credit?
Plasma One pays 2% on the base tier, Gemini Credit pays 1%. Limits: Plasma One 2% on first $500/mo, then 0.1%; Gemini Credit not stated.
Which has lower FX fees, Plasma One or Gemini Credit?
Plasma One charges 1% on non-USD purchases, Gemini Credit charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both Plasma One and Gemini Credit where I live?
Plasma One: 150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE. Gemini Credit: USA.