Plasma One: $10.00Ethena Pay: $30.00on $1,000/mo abroad
Plasma One vs Ethena Pay
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Plasma One 2% back minus 1% FX = $10.00; Ethena Pay 4% back minus 1% FX = $30.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)2%4%
FX on non-USD1%1%
Cashback limits2% on first $500/mo, then 0.1%4% on first $2,500/mo, 1% to $4,000, 0% above; under $1 nothing
Cost$10 deposit (card fee in some regions), no XPL lockfree
Payoutweekly on Thursdays in XPL, pending a few dayspaid in AVAX daily; under $1 purchases earn nothing
Regions150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VEAbout 50 countries (not US, EU, UK, Russia)
Annual feeLite $0 (region price may apply) / Core $199/yr or 20k XPL lock / Platinum 100k XPL lock during promo, 150k afterFree
ATMCash advance: none$1 + 0.65%
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Plasma One, Ethena Pay.
Questions answered
Which pays more cashback, Plasma One or Ethena Pay?
Plasma One pays 2% on the base tier, Ethena Pay pays 4%. Limits: Plasma One 2% on first $500/mo, then 0.1%; Ethena Pay 4% on first $2,500/mo, 1% to $4,000, 0% above; under $1 nothing.
Which has lower FX fees, Plasma One or Ethena Pay?
Plasma One charges 1% on non-USD purchases, Ethena Pay charges 1%. Published fees only, no receipt data for this pair yet.
Can I get both Plasma One and Ethena Pay where I live?
Plasma One: 150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE. Ethena Pay: About 50 countries (not US, EU, UK, Russia).