Plasma One: $10.00Crypto.com Visa: $-2.00on $1,000/mo abroad
Plasma One vs Crypto.com Visa
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Plasma One 2% back minus 1% FX = $10.00; Crypto.com Visa 0% back minus 0.2% FX = $-2.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)2%0%
FX on non-USD1%0.2%
Cashback limits2% on first $500/mo, then 0.1%not stated
Cost$10 deposit (card fee in some regions), no XPL lockfree, no stake
Payoutweekly on Thursdays in XPL, pending a few dayspaid in CRO; higher tiers need a 12-month CRO lock
Regions150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VEEEA, USA, Brazil, Singapore, Canada, Australia, UK
Annual feeLite $0 (region price may apply) / Core $199/yr or 20k XPL lock / Platinum 100k XPL lock during promo, 150k after$0-30/mo or CRO stake
ATMCash advance: none2% after free limit
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Plasma One, Crypto.com Visa.
Questions answered
Which pays more cashback, Plasma One or Crypto.com Visa?
Plasma One pays 2% on the base tier, Crypto.com Visa pays 0%. Limits: Plasma One 2% on first $500/mo, then 0.1%; Crypto.com Visa not stated.
Which has lower FX fees, Plasma One or Crypto.com Visa?
Plasma One charges 1% on non-USD purchases, Crypto.com Visa charges 0.2%. Published fees only, no receipt data for this pair yet.
Can I get both Plasma One and Crypto.com Visa where I live?
Plasma One: 150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE. Crypto.com Visa: EEA, USA, Brazil, Singapore, Canada, Australia, UK.