Cardipays
< All comparisons
Head to headChecked 02 Nov 2026
Plasma One: $10.00Bitpanda Card: $10.00on $1,000/mo abroad

Plasma One vs Bitpanda Card

Arithmetic on published base numbers, $1,000 of non-USD spend a month: Plasma One 2% back minus 1% FX = $10.00; Bitpanda Card 1% back minus 0% FX = $10.00. Caps, plan fees and payout rules are not in this number, see the rows below.

Cashback (base)2%1%
FX on non-USD1%0%
Cashback limits2% on first $500/mo, then 0.1%only when paying in crypto
Cost$10 deposit (card fee in some regions), no XPL lockfree
Payoutweekly on Thursdays in XPL, pending a few dayspaid in the crypto you spent, up to 15 days; stablecoins earn nothing
Regions150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VEEurozone only (not Cyprus)
Annual feeLite $0 (region price may apply) / Core $199/yr or 20k XPL lock / Platinum 100k XPL lock during promo, 150k afterFree
ATMCash advance: none2% (min EUR 2)
Sourceissuer help centerissuer help center

Base tier numbers. Higher tiers on each fee sheet: Plasma One, Bitpanda Card.

Questions answered

Which pays more cashback, Plasma One or Bitpanda Card?

Plasma One pays 2% on the base tier, Bitpanda Card pays 1%. Limits: Plasma One 2% on first $500/mo, then 0.1%; Bitpanda Card only when paying in crypto.

Which has lower FX fees, Plasma One or Bitpanda Card?

Plasma One charges 1% on non-USD purchases, Bitpanda Card charges 0%. Published fees only, no receipt data for this pair yet.

Can I get both Plasma One and Bitpanda Card where I live?

Plasma One: 150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE. Bitpanda Card: Eurozone only (not Cyprus).