OKX Card: $19.00Bitpanda Card: $10.00on $1,000/mo abroad
OKX Card vs Bitpanda Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: OKX Card 2% back minus 0.1% FX = $19.00; Bitpanda Card 1% back minus 0% FX = $10.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)2%1%
FX on non-USD0.1%0%
Cashback limits2% up to EUR 50/mo for non-VIP; VIP 300/450/1000only when paying in crypto
Costfreefree
Payoutpaid in USDG within 24 h to 5 business dayspaid in the crypto you spent, up to 15 days; stablecoins earn nothing
RegionsEEA from Jan 2026 (excl. IS, LI)Eurozone only (not Cyprus)
Annual feeFreeFree
ATMnot stated2% (min EUR 2)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: OKX Card, Bitpanda Card.
Questions answered
Which pays more cashback, OKX Card or Bitpanda Card?
OKX Card pays 2% on the base tier, Bitpanda Card pays 1%. Limits: OKX Card 2% up to EUR 50/mo for non-VIP; VIP 300/450/1000; Bitpanda Card only when paying in crypto.
Which has lower FX fees, OKX Card or Bitpanda Card?
OKX Card charges 0.1% on non-USD purchases, Bitpanda Card charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both OKX Card and Bitpanda Card where I live?
OKX Card: EEA from Jan 2026 (excl. IS, LI). Bitpanda Card: Eurozone only (not Cyprus).