Nexo Card: $3.00Ethena Pay: $30.00on $1,000/mo abroad
Nexo Card vs Ethena Pay
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Nexo Card 0.5% back minus 0.2% FX = $3.00; Ethena Pay 4% back minus 1% FX = $30.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)0.5%4%
FX on non-USD0.2%1%
Cashback limitsnot stated4% on first $2,500/mo, 1% to $4,000, 0% above; under $1 nothing
Costfree; portfolio over $5,000free
PayoutNEXO or BTC, needs $5,000 portfoliopaid in AVAX daily; under $1 purchases earn nothing
RegionsEEA, UKAbout 50 countries (not US, EU, UK, Russia)
Annual feeFreeFree
ATM2%$1 + 0.65%
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Nexo Card, Ethena Pay.
Questions answered
Which pays more cashback, Nexo Card or Ethena Pay?
Nexo Card pays 0.5% on the base tier, Ethena Pay pays 4%. Limits: Nexo Card not stated; Ethena Pay 4% on first $2,500/mo, 1% to $4,000, 0% above; under $1 nothing.
Which has lower FX fees, Nexo Card or Ethena Pay?
Nexo Card charges 0.2% on non-USD purchases, Ethena Pay charges 1%. Published fees only, no receipt data for this pair yet.
Can I get both Nexo Card and Ethena Pay where I live?
Nexo Card: EEA, UK. Ethena Pay: About 50 countries (not US, EU, UK, Russia).