Cardipays
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Head to headChecked 02 Nov 2026
Gate Card: $6.00Plasma One: $10.00on $1,000/mo abroad

Gate Card vs Plasma One

Arithmetic on published base numbers, $1,000 of non-USD spend a month: Gate Card 1% back minus 0.4% FX = $6.00; Plasma One 2% back minus 1% FX = $10.00. Caps, plan fees and payout rules are not in this number, see the rows below.

Cashback (base)1%2%
FX on non-USD0.4%1%
Cashback limitsT0 up to 5 USDT/mo; T5 8% up to 400 USDT/mo2% on first $500/mo, then 0.1%
Costnot stated$10 deposit (card fee in some regions), no XPL lock
Payoutnot statedweekly on Thursdays in XPL, pending a few days
RegionsNon-restricted countries (no official list)150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE
Annual feeNot disclosedLite $0 (region price may apply) / Core $199/yr or 20k XPL lock / Platinum 100k XPL lock during promo, 150k after
ATMIssuer fees may applyCash advance: none
Sourceissuer help centerissuer help center

Base tier numbers. Higher tiers on each fee sheet: Gate Card, Plasma One.

Questions answered

Which pays more cashback, Gate Card or Plasma One?

Gate Card pays 1% on the base tier, Plasma One pays 2%. Limits: Gate Card T0 up to 5 USDT/mo; T5 8% up to 400 USDT/mo; Plasma One 2% on first $500/mo, then 0.1%.

Which has lower FX fees, Gate Card or Plasma One?

Gate Card charges 0.4% on non-USD purchases, Plasma One charges 1%. Published fees only, no receipt data for this pair yet.

Can I get both Gate Card and Plasma One where I live?

Gate Card: Non-restricted countries (no official list). Plasma One: 150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE.