Gate Card: $6.00Gemini Credit: $10.00on $1,000/mo abroad
Gate Card vs Gemini Credit
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Gate Card 1% back minus 0.4% FX = $6.00; Gemini Credit 1% back minus 0% FX = $10.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)1%1%
FX on non-USD0.4%0%
Cashback limitsT0 up to 5 USDT/mo; T5 8% up to 400 USDT/monot stated
Costnot statednot stated
Payoutnot statedpaid in crypto, usually within minutes
RegionsNon-restricted countries (no official list)USA
Annual feeNot disclosedNo annual fee
ATMIssuer fees may applyCash advance: $10 or 3%, whichever is greater
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Gate Card, Gemini Credit.
Questions answered
Which pays more cashback, Gate Card or Gemini Credit?
Gate Card pays 1% on the base tier, Gemini Credit pays 1%. Limits: Gate Card T0 up to 5 USDT/mo; T5 8% up to 400 USDT/mo; Gemini Credit not stated.
Which has lower FX fees, Gate Card or Gemini Credit?
Gate Card charges 0.4% on non-USD purchases, Gemini Credit charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both Gate Card and Gemini Credit where I live?
Gate Card: Non-restricted countries (no official list). Gemini Credit: USA.