Gate Card: $6.00Bitpanda Card: $10.00on $1,000/mo abroad
Gate Card vs Bitpanda Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Gate Card 1% back minus 0.4% FX = $6.00; Bitpanda Card 1% back minus 0% FX = $10.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)1%1%
FX on non-USD0.4%0%
Cashback limitsT0 up to 5 USDT/mo; T5 8% up to 400 USDT/moonly when paying in crypto
Costnot statedfree
Payoutnot statedpaid in the crypto you spent, up to 15 days; stablecoins earn nothing
RegionsNon-restricted countries (no official list)Eurozone only (not Cyprus)
Annual feeNot disclosedFree
ATMIssuer fees may apply2% (min EUR 2)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Gate Card, Bitpanda Card.
Questions answered
Which pays more cashback, Gate Card or Bitpanda Card?
Gate Card pays 1% on the base tier, Bitpanda Card pays 1%. Limits: Gate Card T0 up to 5 USDT/mo; T5 8% up to 400 USDT/mo; Bitpanda Card only when paying in crypto.
Which has lower FX fees, Gate Card or Bitpanda Card?
Gate Card charges 0.4% on non-USD purchases, Bitpanda Card charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both Gate Card and Bitpanda Card where I live?
Gate Card: Non-restricted countries (no official list). Bitpanda Card: Eurozone only (not Cyprus).