Crypto.com Visa: $-2.00Fold Card: $15.00on $1,000/mo abroad
Crypto.com Visa vs Fold Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Crypto.com Visa 0% back minus 0.2% FX = $-2.00; Fold Card 1.5% back minus 0% FX = $15.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)0%1.5%
FX on non-USD0.2%0%
Cashback limitsnot statednot stated
Costfree, no stakenot stated
Payoutpaid in CRO; higher tiers need a 12-month CRO lockpaid in BTC sats, 30-day lock
RegionsEEA, USA, Brazil, Singapore, Canada, Australia, UKUSA
Annual fee$0-30/mo or CRO stakeFold card $0 (pricing page)
ATM2% after free limitIn-network $0; out-of-network $3.50 (free on Fold+)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Crypto.com Visa, Fold Card.
Questions answered
Which pays more cashback, Crypto.com Visa or Fold Card?
Crypto.com Visa pays 0% on the base tier, Fold Card pays 1.5%. Limits: Crypto.com Visa not stated; Fold Card not stated.
Which has lower FX fees, Crypto.com Visa or Fold Card?
Crypto.com Visa charges 0.2% on non-USD purchases, Fold Card charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both Crypto.com Visa and Fold Card where I live?
Crypto.com Visa: EEA, USA, Brazil, Singapore, Canada, Australia, UK. Fold Card: USA.