Bitpanda Card: $10.00Gnosis Pay: $0.00on $1,000/mo abroad
Bitpanda Card vs Gnosis Pay
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Bitpanda Card 1% back minus 0% FX = $10.00; Gnosis Pay 0% back minus 0% FX = $0.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)1%0%
FX on non-USD0%0%
Cashback limitsonly when paying in cryptocashback programme ended 30 Sep 2026
Costfreecard stops working 20 Dec 2026
Payoutpaid in the crypto you spent, up to 15 days; stablecoins earn nothingnot stated
RegionsEurozone only (not Cyprus)EEA
Annual feeFreeFree
ATM2% (min EUR 2)2% after 5 free / 200/mo
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Bitpanda Card, Gnosis Pay.
Questions answered
Which pays more cashback, Bitpanda Card or Gnosis Pay?
Bitpanda Card pays 1% on the base tier, Gnosis Pay pays 0%. Limits: Bitpanda Card only when paying in crypto; Gnosis Pay cashback programme ended 30 Sep 2026.
Which has lower FX fees, Bitpanda Card or Gnosis Pay?
Bitpanda Card charges 0% on non-USD purchases, Gnosis Pay charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both Bitpanda Card and Gnosis Pay where I live?
Bitpanda Card: Eurozone only (not Cyprus). Gnosis Pay: EEA.