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Fee sheetChecked 04 Nov 2026
0% back1.75% FXthird-party data

Zypto Card: fees & cashback

Source: unverified, not checked against the issuer help center yet. Treat the numbers as indicative.

CashbackZYP points
FX / conversionVirtual and gift cards
Annual feeFree
IssuancePhysical $50 / virtual $10 initial load
Top-up3% load + $0.30/tx; 1.75% FX
ATMAvailable; fee not disclosed
RegionsWhere supported

Bonus: Virtual and gift cards, light KYC

Note: Not a full bank-replacement debit

Tiers by plan

TierCashbackFXCapCost
Base0%1.75% *

* 1.75% per help center via search, page not opened

Source: unverified, not checked against the issuer help center yet. Treat the numbers as indicative.

Questions answered

What cashback does Zypto Card pay?

ZYP points

Does Zypto Card charge a foreign exchange fee?

Virtual and gift cards Listed FX on non-USD spend: 1.75%.

What does Zypto Card cost?

Annual fee: Free. Issuance: Physical $50 / virtual $10 initial load.

Where is Zypto Card available?

Where supported

Real receipts

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