1% backFX in fine printissuer help center
Venmo Credit: fees & cashback
Source: issuer help center, checked 04 Nov 2026.
Cashback3% dining/entertainment and Pay with Venmo; up to 4% when splitting; 1% other (new cardholders from 15 Oct 2026)
FX / conversionBy WebBank terms
Annual feeFree
IssuanceFree
RegionsUSA
Bonus: auto-buy crypto feature
Note: US credit card (issuer Synchrony), not crypto debit; existing cardholders keep the old scheme until 2027
Tiers by plan
TierCashbackFXCapCost
Base1%not statedfrom 24 Sep 2026: 3% dining and entertainment, 3% Pay with Venmo, 1% otherno annual fee
Source: issuer help center, checked 04 Nov 2026.
Questions answered
What cashback does Venmo Credit pay?
3% dining/entertainment and Pay with Venmo; up to 4% when splitting; 1% other (new cardholders from 15 Oct 2026) Limits: from 24 Sep 2026: 3% dining and entertainment, 3% Pay with Venmo, 1% other.
Does Venmo Credit charge a foreign exchange fee?
By WebBank terms
What does Venmo Credit cost?
Annual fee: Free. Issuance: Free.
Where is Venmo Credit available?
USA
Real receipts
No receipts for this card yet. Paid with it? Drop the receipt on the home page and we compute your real FX spread.