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Fee sheetChecked 04 Nov 2026
1% backFX in fine printthird-party data

Coca Card: fees & cashback

Source: unverified, not checked against the issuer help center yet. Treat the numbers as indicative.

Cashbackup to 8%*
FX / conversionNo maintenance fee; ATM free up to $250/mo
Annual feeFree
IssuanceVirtual free / plastic $5 (free from Premium)
Top-upIBAN, card, or stablecoins
ATMFree up to $250/mo
NetworkVisa
RegionsUK, EEA, Asia, South America, Middle East, Africa (issuer FAQ)

Bonus: Up to 8% on spend; 50% on subscriptions (Netflix, ChatGPT etc.); MPC self-custody

Note: Elite (8%) needs 30,000 COCA staked; since 1 Sep 2026 no spend cap but a monthly claim limit (Elite $350); caps by tier

Tiers by plan

TierCashbackFXCapCost
Starter1%not statedclaim up to $15/mofree, no COCA
Standard+ to Elitenot statednot statedup to 8% and 50% on subscriptions/hotels by tier; claim $15-350/mohold COCA, amounts not published

Source: unverified, not checked against the issuer help center yet. Treat the numbers as indicative.

Questions answered

What cashback does Coca Card pay?

up to 8%* Limits: claim up to $15/mo.

Does Coca Card charge a foreign exchange fee?

No maintenance fee; ATM free up to $250/mo

What does Coca Card cost?

Annual fee: Free. Issuance: Virtual free / plastic $5 (free from Premium).

Where is Coca Card available?

UK, EEA, Asia, South America, Middle East, Africa (issuer FAQ)

Real receipts

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