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Fee sheetChecked 04 Nov 2026
0.5% backFX in fine printthird-party data

Brighty Card: fees & cashback

Source: unverified, not checked against the issuer help center yet. Treat the numbers as indicative.

Cashback0.5% (One) - up to 1.75% (Pro)*
FX / conversionInstant exchange fees
Annual feeOne free; Plus / Pro paid (price not published)
IssuanceFree
Top-upExchange spread
ATMEUR 3.5+
RegionsBy jurisdiction

Bonus: category cashback, daily interest on balance

Note: cashback caps $20-100/mo by plan; 2% FX on foreign-currency spend

Tiers by plan

TierCashbackFXCapCost
One0.5%not stated *$20/mofree
Plus0.5%not stated$60/mo; boosted category up to 1.5%fee not published
Pro0.5%not stated$100/mo; two boosted categories up to 1.5%fee not published

* issuer cashback terms publish no rates; 0.5% from issuer blog only

Source: unverified, not checked against the issuer help center yet. Treat the numbers as indicative.

Questions answered

What cashback does Brighty Card pay?

0.5% (One) - up to 1.75% (Pro)* Limits: $20/mo.

Does Brighty Card charge a foreign exchange fee?

Instant exchange fees

What does Brighty Card cost?

Annual fee: One free; Plus / Pro paid (price not published). Issuance: Free.

Where is Brighty Card available?

By jurisdiction

Real receipts

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