2% backFX in fine printissuer help center
Bitrefill Card: fees & cashback
Source: issuer help center, checked 04 Nov 2026.
Cashback2% (1% on crypto deposits + 1% on purchases), no cap
FX / conversionNo FX fee; variable spread on crypto to fiat; ATM 2.49% (physical)
Annual feeFree
IssuanceFree
Top-upCrypto top-up
ATM2.49%
NetworkVisa
RegionsEEA list (AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE) plus NO, IS; not US or RU citizens
Bonus: Free virtual + physical Visa, no monthly/issuance fee, no FX from Bitrefill
Note: €10/mo inactivity after 12 mo; lifetime deposit cap €15k (Starter)
Tiers by plan
TierCashbackFXCapCost
Base2%not statedstore credit onlyfree
Source: issuer help center, checked 04 Nov 2026.
Questions answered
What cashback does Bitrefill Card pay?
2% (1% on crypto deposits + 1% on purchases), no cap Limits: store credit only.
Does Bitrefill Card charge a foreign exchange fee?
No FX fee; variable spread on crypto to fiat; ATM 2.49% (physical)
What does Bitrefill Card cost?
Annual fee: Free. Issuance: Free.
Where is Bitrefill Card available?
EEA list (AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IE, IT, LV, LT, LU, MT, NL, PL, PT, RO, SK, SI, ES, SE) plus NO, IS; not US or RU citizens
Real receipts
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