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ARQ Card: fees & cashback
Source: issuer help center, checked 04 Nov 2026.
Cashback0% no plan / Premium 1% / Prestige 2% (first 500 USDc/mo, then 0.5%)
FX / conversionLow transfer and withdrawal fees
Annual feeFree; Prestige $199.99/yr (help center 29 Oct 2026)
IssuanceVirtual free / physical $4.99 delivery (free from $100 balance or on Premium)
Top-up3 USDc/EURc per deposit
ATMStandard 1%; Premium 500 USDc/mo free, Prestige 700 free, then 1%
RegionsLATAM
Bonus: USD account for LATAM, ACH/SWIFT, local FX
Note: Best for Mexico/Colombia/Argentina/Brazil residents
Tiers by plan
TierCashbackFXCapCost
Standard0%not stated$3 per depositfree
Premium1%not stated1% on first $500/mo, then 0.5%$6.99/mo or $69.99/yr
Prestige2%not stated2% on first $500/mo, then 0.5%~199 USDc/yr (third-party)
Source: issuer help center, checked 04 Nov 2026.
Questions answered
What cashback does ARQ Card pay?
0% no plan / Premium 1% / Prestige 2% (first 500 USDc/mo, then 0.5%) Limits: $3 per deposit.
Does ARQ Card charge a foreign exchange fee?
Low transfer and withdrawal fees
What does ARQ Card cost?
Annual fee: Free; Prestige $199.99/yr (help center 29 Oct 2026). Issuance: Virtual free / physical $4.99 delivery (free from $100 balance or on Premium).
Where is ARQ Card available?
LATAM
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